Tito Valladares' Blog

Posted on 08/02/2020
Private Mortgage Insurance
Image by StartupStockPhotos from Pixabay In general, if you have less than 20 percent of a down payment for the house you want, you will have to pay private mortgage insurance (PMI). This insurance is a cost to you to protect the lender if you default on the loan. In most cases, it’s better to save the 20...
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Posted on 07/26/2020
Tips for Home Sellers: How to Set Yourself Up for Success
A successful home selling experience is not a guarantee. However, if you prepare for the house selling journey, you may be better equipped than others to reap the benefits of a quick, profitable home selling experience. Now, let's take a look at three tips so you can set yourself up to succeed during the house selling journey. 1. Identify...
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Posted on 07/19/2020
How Easements and Right-of-Ways Can Affect Your Properties Value
Photo by Andrew Martin via Pixabay It’s not uncommon for homebuyers to discover that the land they purchased may not be entirely their own. Another party may have gained a legal right to use or traverse your property. Easements and right-of-ways can be established by a number of mechanisms and go unnoticed, particularly in undeveloped parcels or when...
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Posted on 07/12/2020
How Much Money Do You Need to Sell a Home?
Ultimately, the amount of money an individual requires during the home selling journey varies. If you intend to sell a house, it often is a good idea to plan ahead for any expenses you may encounter along the way. Because if you fail to account for potential house selling costs, you may struggle to seamlessly navigate the property selling...
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Posted on 07/07/2020
Don’t Fall Prey to Budget Busters
Image by Monster Ztudio from Shutterstock It's time to find the perfect place of your own but becoming a property investor has one significant roadblock: a down payment. It’s something that can stop potential home buyers in their tracks. While winning the lottery or inheriting a windfall would be fabulous, you don’t need those luxuries before you can...
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Posted on 06/28/2020
Home Improvement Ideas for 2020
Image by DarthZuzanka from Pixabay Those who have lived in the same home for an extended period of time may be thinking about renovating their house. This is a chance to update the space to fit more contemporary styles while also increasing the value of the home itself. With this goal in mind, here are a few home...
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Posted on 06/21/2020
Save Your Recyclables: How to Use Old Recycling as Storage Savers
Image by OpenClipart-Vectors from Pixabay Depending on where you live, recycling may not be an easy task. Some communities don't even have a local center. And beyond that, reusing something has less of an environmental impact than recycling. So when you can reuse, you absolutely should. But it's not always easy to see treasure when "trash" stands before...
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Posted on 06/14/2020
Tips for Adding Solar Lights to Your Yard
Image by Alexas_Fotos from Pixabay If you’re looking to light up your house or yard using a quick and easy DIY method, a variety of solar lights fit the bill. You can choose from many elegant styles, with no extension cords required. Solar lights can be mounted, placed into the ground on stakes, hang as lanterns or on...
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Posted on 06/07/2020
Are You an Ambitious Homebuyer?
An ambitious homebuyer goes above and beyond the call of duty to find a great residence at an affordable price. As such, this individual is better equipped than others to streamline the homebuying journey. Anyone can become an ambitious homebuyer. Now, let's take a look at three tips to help you seamlessly discover your dream residence. 1. Create Homebuying...
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Posted on 05/31/2020
4 Shocking Ways to Reduce Electricity Use
Image by Marie-Flore Pirmez from Unsplash Going green sounds like a big, lofty goal. For many, it brings thoughts of installing solar panels or upgrading entire HVAC systems to be more eco-friendly. While these are helpful tasks, there are many little things you can do right now to “go green” at home. If you want to make a...
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Posted on 05/24/2020
Home-Flipping Outlook for 2020: Three Areas That Are Definitely Worth the Investment
Image by Mark Ort from Pixabay While house-flipping in general is slowing down, and profits are slowly decreasing, there are still a few places left worth flipping. Here, real estate investors can score big returns by buying foreclosed or distressed properties, renovating and then selling them. If you're an investor who's looking to dive in, these five U.S....
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Posted on 05/17/2020
How to Add Insulation to Your Home
Image by Lutz Peter from Pixabay Insulation keeps you warmer in the winter and cooler in the summer by reducing either heat coming in or escaping from your home. You might think that adequately insulating a home would be part of the home-building process. But since many new homebuyers don't consider insulation when buying, many home builders only...
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